{"id":57,"date":"2020-03-07T14:45:20","date_gmt":"2020-03-07T14:45:20","guid":{"rendered":"http:\/\/izilo.com\/?page_id=57"},"modified":"2023-01-09T21:04:36","modified_gmt":"2023-01-09T21:04:36","slug":"57-2","status":"publish","type":"page","link":"https:\/\/izilo.com\/","title":{"rendered":"Home"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.19.4&#8243; background_image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-01.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;top_right&#8221; min_height=&#8221;667px&#8221; custom_padding=&#8221;110px||||false|false&#8221; custom_padding_tablet=&#8221;140px|0px|50px|0px|false|false&#8221; custom_padding_phone=&#8221;120px|||&#8221; hover_enabled=&#8221;0&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-01&#8243; sticky_enabled=&#8221;0&#8243;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; max_width=&#8221;1280px&#8221; use_custom_width=&#8221;on&#8221; custom_width_px=&#8221;1280px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;EB Garamond||||||||&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.3em&#8221; max_width=&#8221;600px&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;15px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;1.6em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; inline_fonts=&#8221;Arial,Cantata One&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><span style=\"font-family: 'Cantata One'; font-weight: normal; font-size: xx-large;\">iZilo Financial Coaching!<\/span><\/h1>\n<p><span>We all want to achieve our financial goals but sometimes we don\u2019t know how to reach them. Are you tired of living paycheck to paycheck failing to make ends meet? Is credit card, student loan, auto loans or other personal debt strangling you each month? Do you wonder if you&#8217;re on the right track for retirement? My holistic approach gives you a better view of your financial situation and helps make the path to achieving your financial goals easy to understand and easy to navigate.\u00a0 I am here to help put you on the path to financial success.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#jay&#8221; button_text=&#8221;Your financial coach!&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#ff4d54&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;|700||on|||||&#8221; custom_padding=&#8221;14px|34px|14px|34px|true|true&#8221; animation_style=&#8221;zoom&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;10px&#8221; box_shadow_blur=&#8221;30px&#8221; box_shadow_color=&#8221;rgba(255,77,84,0.24)&#8221; button_letter_spacing_hover=&#8221;1px&#8221; 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button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;4px&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;1px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; button_bg_color__hover=&#8221;rgba(0,59,222,0.18)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>My holistic approach gives you a better view of your financial situation and helps make the path to achieving your financial goals easy to understand and easy to navigate.\u00a0 My role as a financial coach is that of a teacher, accountability partner and guide.\u00a0 Using RightCapital \u00ae software, I will help you get a clear picture of where you are financially (not just where you\u00a0think you are), help you set clear and tangible goals, and I will be with you every step of the way as you make those goals happen.\u00a0 I can help you change your f<\/span><span>inancial future by:<\/span><\/p>\n<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\"><\/div>\n<\/div>\n<div class=\"et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<ul>\n<li><span>Teaching You How to Budget<\/span><\/li>\n<li>Helping You Work Through Financial Issues<\/li>\n<li>Working With You to Create a Debt-free Plan<\/li>\n<li>Instilling Financial Confidence<\/li>\n<li>Teaching You How to Use\u00a0<span>Right Capital \u00ae<\/span> Software<\/li>\n<li>Being a Trusted Accountability Partner<\/li>\n<li>Focusing on Building Wealth to Retire Early<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p><span><\/span><\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row module_id=&#8221;why&#8221; 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header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; image_max_width=&#8221;100px&#8221; image_max_width_tablet=&#8221;&#8221; image_max_width_phone=&#8221;50px&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; custom_padding=&#8221;1px|||||&#8221; title_text=&#8221;language-school-illustration-15&#8243; sticky_enabled=&#8221;0&#8243; image_icon_width_tablet=&#8221;100px&#8221;]<\/p>\n<p><span>A\u00a0<\/span><b>budget<\/b><span>\u00a0is a plan for spending the income you have, building savings and spending money wisely. In short, I will teach you how to create a\u00a0<\/span><b>budget<\/b><span>\u00a0that allows you to control the direction of your financial future.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Work Through Financial Issues&#8221; image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-14.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;100px&#8221; content_max_width=&#8221;1100px&#8221; image_icon_width_phone=&#8221;50px&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;18px&#8221; header_line_height=&#8221;1.6em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;2em&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; image_max_width=&#8221;100px&#8221; image_max_width_tablet=&#8221;&#8221; image_max_width_phone=&#8221;50px&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-illustration-14&#8243; sticky_enabled=&#8221;0&#8243; image_icon_width_tablet=&#8221;100px&#8221;]<\/p>\n<p><span>Financial challenges happen to everyone at some point, and the stress and worry can get to you. To overcome financial problems and solve your difficulties for good, I will help you determine what your priorities are. \u00a0<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Create a Debt-free Plan&#8221; image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-16.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;100px&#8221; content_max_width=&#8221;1100px&#8221; image_icon_width_phone=&#8221;50px&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;18px&#8221; header_line_height=&#8221;1.6em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;2em&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; image_max_width=&#8221;100px&#8221; image_max_width_tablet=&#8221;&#8221; image_max_width_phone=&#8221;50px&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-illustration-16&#8243; sticky_enabled=&#8221;0&#8243; image_icon_width_tablet=&#8221;100px&#8221;]<\/p>\n<p>Using\u00a0<span>RightCapital \u00ae<\/span>\u00a0software program, I will help you gain a clear understanding of your financial situation and teach you strategies to become debt free.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Instill Financial Confidence&#8221; image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-20.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;100px&#8221; content_max_width=&#8221;1100px&#8221; image_icon_width_phone=&#8221;50px&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;18px&#8221; header_line_height=&#8221;1.6em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;2em&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; image_max_width=&#8221;100px&#8221; image_max_width_tablet=&#8221;&#8221; image_max_width_phone=&#8221;50px&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-illustration-20&#8243; sticky_enabled=&#8221;0&#8243; image_icon_width_tablet=&#8221;100px&#8221;]<\/p>\n<p>Once you learn to budget, create your debt free plan, and work through any financial challenges, you&#8217;ll have the confidence to work toward your retirement goals.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Trusted Accountability Partner&#8221; image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-21.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;100px&#8221; content_max_width=&#8221;1100px&#8221; image_icon_width_phone=&#8221;50px&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;18px&#8221; header_line_height=&#8221;1.6em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;2em&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; image_max_width=&#8221;100px&#8221; image_max_width_tablet=&#8221;&#8221; image_max_width_phone=&#8221;50px&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-illustration-21&#8243; sticky_enabled=&#8221;0&#8243; image_icon_width_tablet=&#8221;100px&#8221;]<\/p>\n<p><span>An\u00a0<\/span><b>accountability partner<\/b><span>\u00a0is a person who coaches another person in terms of helping the other person keep a commitment.\u00a0<\/span>I will be there every step of the way to help you <span>eliminate doubt, destroy self-sabotage, and lock in laser focus to accomplish your goals!<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Focus on Building Wealth to Retire Early&#8221; image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-22.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;100px&#8221; content_max_width=&#8221;1100px&#8221; image_icon_width_phone=&#8221;50px&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.4&#8243; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;18px&#8221; header_line_height=&#8221;1.6em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;2em&#8221; animation=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;15px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; image_max_width=&#8221;100px&#8221; image_max_width_tablet=&#8221;&#8221; image_max_width_phone=&#8221;50px&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-illustration-22&#8243; sticky_enabled=&#8221;0&#8243; image_icon_width_tablet=&#8221;100px&#8221;]<\/p>\n<p><span><em>Focus<\/em>\u00a0on earning, saving, and investing as much as you possibly can.\u00a0 The RightCapital \u00ae software will give you a clear picture of your potential success rate in retirement, so along the way, you can make adjustments to keep your strategy on track.<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;FAQ&#8221; module_id=&#8221;faq&#8221; _builder_version=&#8221;4.4.0&#8243; custom_padding=&#8221;4px|||||&#8221; global_module=&#8221;170&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;4px|0px|27px|1px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_cta title=&#8221;Frequently Asked Questions&#8221; button_url=&#8221;#contact&#8221; button_text=&#8221;Ask A Question&#8221; admin_label=&#8221;Title &#038; CTA&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Playfair Display|700|||||||&#8221; header_font_size=&#8221;40px&#8221; header_line_height=&#8221;1.5em&#8221; body_font=&#8221;Lato||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.8em&#8221; use_background_color=&#8221;off&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#3550a0&#8243; button_border_width=&#8221;10px&#8221; button_border_color=&#8221;rgba(210,159,104,0)&#8221; button_border_radius=&#8221;100px&#8221; button_font=&#8221;Lato|900|||||||&#8221; button_use_icon=&#8221;off&#8221; text_orientation=&#8221;left&#8221; background_layout=&#8221;light&#8221; max_width_last_edited=&#8221;off|desktop&#8221; module_alignment=&#8221;right&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; header_font_size_tablet=&#8221;30px&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; button_bg_color_hover=&#8221;#4159a0&#8243; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; button_bg_color__hover=&#8221;#4159a0&#8243; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_cta][et_pb_video src=&#8221;https:\/\/www.youtube.com\/watch?v=h8m0QgUMA7w&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_video][et_pb_video src=&#8221;https:\/\/www.youtube.com\/watch?v=XbL_wBY0pk8&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_video][et_pb_video src=&#8221;https:\/\/www.youtube.com\/watch?v=j3baL-c8QwM&#038;t=4s&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_video][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#3550a0&#8243; open_toggle_background_color=&#8221;#f0f2f6&#8243; closed_toggle_text_color=&#8221;#3550a0&#8243; closed_toggle_background_color=&#8221;#f0f2f6&#8243; icon_color=&#8221;#3550a0&#8243; _builder_version=&#8221;4.16&#8243; toggle_font=&#8221;Nunito|800||on|||||&#8221; toggle_font_size=&#8221;14px&#8221; toggle_letter_spacing=&#8221;3px&#8221; toggle_line_height=&#8221;1.5em&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;1.9em&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; border_width_all=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;What is a financial Coach?&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;10px||10px||true&#8221; custom_padding=&#8221;30px||30px||true&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>A financial coach is someone who will help you understand the basics of personal finance and help you develop and maintain healthy financial habits. Their main job is to empower their clients to reach their financial goals and learn how to handle their finances responsibly. They typically work with clients who want to save money, create a budget, pay off debt or just improve their financial literacy in general.<\/p>\n<p><span>A financial coach is a teacher, accountability partner and guide when it comes to personal finance &#8211; budgeting, debt reduction, retirement planning, saving for college, avoiding bankrupty, and overall smart money management.\u00a0\u00a0<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How Do I Know if a financial coach Is Right for Me?&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;10px||10px||true&#8221; custom_padding=&#8221;30px||30px||true&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<p><span style=\"font-size: medium;\">Do you struggle making ends meet every month? Do you wonder how everyone else seems to pull their financial lives together and while you seem to make enough money, you just don&#8217;t know where it all goes? As you get closer to payday are you looking for ways to make your income stretch? Or, do you wonder if you will have enough money in retirement? If so, a financial coach can help you maximize your hard earned money and drive towards financial freedom!<\/span><\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;how does financial coaching with you work?&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;10px||10px||true&#8221; custom_padding=&#8221;30px||30px||true&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>My job is to educate and prepare you to be able to get out of debt, save more, invest, plan for retirement, and build wealth. We work together to<span style=\"font-size: 16px;\">\u00a0develop a plan tailored to your specific goals, dreams and unique situation.\u00a0 After preparing a budget, we enter all of your financial information into the\u00a0<span>RightCapital \u00ae<\/span> software giving you a clear picture of your financial status, net worth, and retirement track. I also teach you how to use the software to scenario plan various aspects of your finances to enable you to understand your complete financial picture. Each step along the way I will help you stay focused and on track to reach your goals.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Do You Offer Ongoing Consulting Services?&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;10px||10px||true&#8221; custom_padding=&#8221;30px||30px||true&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>We offer a subscription service that is significantly cheaper than alternative coaching services. We charge an initial $50 on-boarding fee that covers the initial consult and initial set up of the\u00a0<span>RightCapital \u00ae<\/span> software. The monthly subscription fee of $30 gives you access to unlimited support ticket help for the first month while you get started. From the second month on, the subscription covers up to two tickets per week and one monthly 30 minute phone conversation if needed.\u00a0You will have access to the\u00a0<span>RightCapital \u00ae<\/span> software as long as you are a client.\u00a0<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;why are your services so affordable?&#8221; open=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Researching Financial Coaching services you will find a variety of different plans and rates. My focus is on helping individuals succeed financially over the long term. The\u00a0<span>RightCapital \u00ae<\/span> software allows clients to track and change planning scenarios as debts are paid, income situation changes, family situation changes, retirement savings increase, or investments are added. I believe my subscription rate gives you the client, a value added product of ongoing access to\u00a0<span>RightCapital \u00ae<\/span> software, financial education, and a personal accountability partner!<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Do You provide specific Investment advice or recommend stocks to buy?&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;10px||10px||true&#8221; custom_padding=&#8221;30px||30px||true&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;on&#8221;]<\/p>\n<p><span>No, <\/span><span> iZilo Financial Coaching is not an investment, financial, broker or tax advisor, and no information or advice provided by iZilo Financial Coaching will constitute investment, financial or tax advice. While I provide significant assistance in helping you manage your finances, information is provided to you solely as a learning experience and for informational purposes only. You agree to consult with competent and independent professional licensed financial and tax advisors before making any investment decisions or deciding on significant changes to your financial strategy. You are solely and exclusively responsible for all financial decisions made by you.<\/span><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; specialty=&#8221;on&#8221; padding_top_1=&#8221;0px&#8221; admin_label=&#8221;Service Section&#8221; module_id=&#8221;civil&#8221; _builder_version=&#8221;4.19.4&#8243; min_height=&#8221;590px&#8221; custom_margin=&#8221;||-75px|||&#8221; custom_padding=&#8221;0|0px|0px|0px|false|false&#8221; hover_enabled=&#8221;0&#8243; global_module=&#8221;567&#8243; global_colors_info=&#8221;{}&#8221; title_text=&#8221;language-school-illustration-30&#8243; background_image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-30.png&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2020\/03\/job_recruitement_11-1.png&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.16&#8243; max_width_tablet=&#8221;300px&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;|||-60%&#8221; custom_margin_tablet=&#8221;|||0px&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; animation_intensity_slide=&#8221;6%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||-45px|||&#8221; custom_padding=&#8221;0|0px|29.6875px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; ul_font=&#8221;||||||||&#8221; ol_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Raleway|700|||||||&#8221; header_2_font_size=&#8221;56px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||20px|&#8221; header_2_font_size_tablet=&#8221;36px&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Civil Service Retirement<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#29cb8b&#8221; divider_weight=&#8221;3px&#8221; _builder_version=&#8221;4.16&#8243; max_width=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;3px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; link_font=&#8221;Poppins|600||on|on|||rgba(0,0,0,0.13)|&#8221; link_text_color=&#8221;#27cb8b&#8221; link_font_size=&#8221;13px&#8221; link_letter_spacing=&#8221;2px&#8221; header_font=&#8221;||||||||&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;1px|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Will you have enough for a comfortable retirement?<\/h3>\n<p>Are you a civil service employee? We can help you see your financial picture.\u00a0 If you are looking forward to a long, busy retirement, doing the things that give you pleasure, do you know how much money you will need to make your plan a reality? Many people don\u2019t take the time to figure this out until mid-career, or even later. Consequently, at retirement, they find they have to change their expectations because they haven\u2019t saved enough. Don\u2019t let this happen to you.\u00a0 Start planning for retirement several years before your planned retirement date. If you didn\u2019t start early, start now! It&#8217;s never too early.\u00a0<\/p>\n<h3>Get Retirement Ready!<\/h3>\n<p><span>RightCapital \u00ae<\/span> software ha<span>s powerful, interactive projection tools to help you prepare for retirement and plan for different contingencies.\u00a0 It has an easy to use interface allowing you to onboard quickly, including allowing you to enter your own data. You can use aggregation to link bank accounts, credit cards, and externally-held investment accounts (even TSP) so you have your full financial picture.\u00a0You\u2019ll appreciate the rigor they put into the calculations and planning while enjoying a simple application.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221; global_module=&#8221;569&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||50px|&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; min_height=&#8221;43.8px&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/language-school-illustration-01.png&#8221; title_text=&#8221;language-school-illustration-01&#8243; show_bottom_space=&#8221;off&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.19.4&#8243; max_width_tablet=&#8221;300px&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;167px|||-20%||&#8221; custom_margin_tablet=&#8221;0px|||0px&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_intensity_slide=&#8221;6%&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243; min_height=&#8221;468px&#8221; custom_padding=&#8221;0px|||||&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||40px|&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Raleway|700|||||||&#8221; header_2_font_size=&#8221;56px&#8221; header_2_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||20px|&#8221; header_2_font_size_tablet=&#8221;36px&#8221; header_2_font_size_phone=&#8221;&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>Our Program<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#29cb8b&#8221; divider_weight=&#8221;3px&#8221; _builder_version=&#8221;4.16&#8243; max_width=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text module_id=&#8221;pricing&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; link_font=&#8221;Poppins|600||on|on|||rgba(0,0,0,0.13)|&#8221; link_text_color=&#8221;#27cb8b&#8221; link_font_size=&#8221;13px&#8221; link_letter_spacing=&#8221;2px&#8221; header_font=&#8221;||||||||&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h3>Pricing<\/h3>\n<p><span>We offer a subscription service that is significantly cheaper than alternative coaching services. We charge an initial $50 on-boarding fee that covers the initial consult and initial set up of the\u00a0RightCapital \u00ae\u00a0software. The monthly subscription fee of $30 gives you access to unlimited support ticket help for the first month while you get started. From the second month on, the subscription covers up to two tickets per week and one monthly 30 minute phone conversation if needed.\u00a0You will have access to the\u00a0RightCapital \u00ae\u00a0software as long as you are a client.\u00a0<\/span><\/p>\n<p><span style=\"color: #333333; font-family: Raleway, Helvetica, Arial, Lucida, sans-serif; font-size: 22px; font-weight: bold;\">Develop Personalized Budget<\/span><\/p>\n<p><span style=\"font-size: 16px;\">We like to use <\/span><a href=\"http:\/\/www.everydollar.com\">EveryDollar.com<\/a><span style=\"font-size: 16px;\"> &#8211;\u00a0<\/span><span style=\"font-size: 16px;\">EveryDollar helps you create a monthly budget so you can achieve your money goals. Say goodbye to money stress and hello to confidence in your financial future. Create your first budget in less than 10 minutes.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; link_font=&#8221;Poppins|600||on|on|||rgba(0,0,0,0.13)|&#8221; link_text_color=&#8221;#27cb8b&#8221; link_font_size=&#8221;13px&#8221; link_letter_spacing=&#8221;2px&#8221; header_font=&#8221;||||||||&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h3>Develop Debt Free Plan<\/h3>\n<p><span>Learn how to get out of\u00a0<\/span><em>debt<\/em><span>\u00a0in five steps: assess what you owe, learn the terms,\u00a0<\/span><em>make<\/em><span>\u00a0a repayment\u00a0<\/span><em>plan<\/em><span>, budget and celebrate small wins.<\/span>\u00a0<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; link_font=&#8221;Poppins|600||on|on|||rgba(0,0,0,0.13)|&#8221; link_text_color=&#8221;#27cb8b&#8221; link_font_size=&#8221;13px&#8221; link_letter_spacing=&#8221;2px&#8221; header_font=&#8221;||||||||&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_line_height=&#8221;1.6em&#8221; custom_margin=&#8221;|||-537px||&#8221; custom_padding=&#8221;|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h3><\/h3>\n<h3><\/h3>\n<h3><\/h3>\n<h3>Set up your\u00a0<span>Right Capital \u00ae<\/span> Software<\/h3>\n<p><span>Right Capitals \u00ae powerful, interactive projection tools will help you prepare for retirement and plan for different contingencies.<\/span>\u00a0 I&#8217;ll help you enter your retirement pension forecast, TSP, Social Security, (Social Security offset for those in FERS), investment accounts, rental property and all other assets.\u00a0<span>Use of a detailed retirement analysis tool is important to help determine whether you are on track for a successful retirement. Monte Carlo simulations, stress tests, and viewing specific scenarios can help you evaluate your retirement plans and see the impact of potential changes.<\/span>\u00a0Then watch as the powerful software provides a complete picture of your financial future and your projected retirement success!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; module_id=&#8221;jay&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2023\/01\/image0.png&#8221; title_text=&#8221;image0&#8243; _builder_version=&#8221;4.19.4&#8243; custom_margin=&#8221;|0px||125px|false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h1><strong>Jay Hudson<\/strong><\/h1>\n<p><span><\/span><\/p>\n<p><span>Jay holds a Bachelor Degree with double majors in Management and Marketing, and a minor in accounting, from Lakeland College, Sheboygan, WI. While serving in various Executive level leadership positions he found his passion for teaching and helping others develop. After successfully reaching his financial goals and retiring early, he&#8217;s now ready to share his knowledge and teach others how to effectively manage money and build wealth.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; min_height=&#8221;190px&#8221; custom_padding=&#8221;9px|||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Contact&#8221; module_id=&#8221;contact&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#012780&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#012780 0%|rgba(1,39,128,0) 60%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#012780&#8243; background_color_gradient_end=&#8221;rgba(1,39,128,0)&#8221; background_color_gradient_end_position=&#8221;60%&#8221; background_image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2020\/03\/insurance-01.png&#8221; background_size=&#8221;initial&#8221; min_height=&#8221;1153px&#8221; custom_margin=&#8221;-179px||-247px|||&#8221; custom_padding=&#8221;1px|0px|120px|0px|false|false&#8221; background_color_gradient_stops_tablet=&#8221;#012780 0%|rgba(1,39,128,0) 60%&#8221; background_color_gradient_stops_phone=&#8221;#012780 0%|rgba(1,39,128,0) 60%&#8221; global_module=&#8221;276&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; min_height=&#8221;52px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;36px&#8221; header_2_line_height=&#8221;1.4em&#8221; background_layout=&#8221;dark&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Put You &amp; Your Family in Good Hands<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; background_color=&#8221;#ffffff&#8221; min_height=&#8221;514px&#8221; custom_margin=&#8221;-4px|auto|-222px|auto||&#8221; custom_padding=&#8221;0px|6%|0px|6%|true|true&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;-5%&#8221; animation_speed_curve=&#8221;ease-in&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(55,104,238,0.15)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;36px&#8221; header_2_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;181px&#8221; custom_margin=&#8221;60px||60px||true|&#8221; custom_padding=&#8221;||4px|||&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2>Get In Touch<\/h2>\n<p><strong>Are you ready to get your financial life back on track?\u00a0Are you ready to take that first step? Send a quick message to Jay at izilo.com and I will set up a time for a FREE initial conversation.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Footer&#8221; module_id=&#8221;disclaimer&#8221; _builder_version=&#8221;4.4.3&#8243; global_module=&#8221;407&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header text_orientation=&#8221;center&#8221; content_max_width_phone=&#8221;580px&#8221; content_max_width_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.16&#8243; title_font=&#8221;EB Garamond||||||||&#8221; title_font_size=&#8221;50px&#8221; title_line_height=&#8221;1.3em&#8221; content_font=&#8221;||||||||&#8221; content_font_size=&#8221;18px&#8221; content_line_height=&#8221;2em&#8221; background_color=&#8221;#ffffff&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 0%|rgba(255,218,164,0.52) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#ffffff&#8221; background_color_gradient_end=&#8221;rgba(255,218,164,0.52)&#8221; background_image=&#8221;https:\/\/izilo.com\/wp-content\/uploads\/2020\/03\/language-school-illustration-13.png&#8221; background_position=&#8221;bottom_center&#8221; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;16px&#8221; button_one_text_color=&#8221;#ffffff&#8221; button_one_bg_color=&#8221;#ff4d54&#8243; button_one_border_width=&#8221;10px&#8221; button_one_border_color=&#8221;rgba(0,0,0,0)&#8221; button_one_border_radius=&#8221;100px&#8221; button_one_letter_spacing=&#8221;1px&#8221; button_one_font=&#8221;|700||on|||||&#8221; custom_button_two=&#8221;on&#8221; button_two_text_size=&#8221;16px&#8221; button_two_text_color=&#8221;#ffffff&#8221; button_two_bg_color=&#8221;#3cb3b3&#8243; button_two_border_width=&#8221;10px&#8221; button_two_border_color=&#8221;rgba(0,0,0,0)&#8221; button_two_border_radius=&#8221;100px&#8221; button_two_letter_spacing=&#8221;1px&#8221; button_two_font=&#8221;|700||on|||||&#8221; background_layout=&#8221;light&#8221; custom_padding=&#8221;100px||160px||false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;20px||20px||true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; title_font_size_tablet=&#8221;40px&#8221; title_font_size_phone=&#8221;30px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; content_font_size_tablet=&#8221;&#8221; content_font_size_phone=&#8221;15px&#8221; content_font_size_last_edited=&#8221;on|phone&#8221; box_shadow_style_button_one=&#8221;preset1&#8243; box_shadow_vertical_button_one=&#8221;10px&#8221; box_shadow_blur_button_one=&#8221;30px&#8221; box_shadow_color_button_one=&#8221;rgba(255,0,8,0.24)&#8221; box_shadow_style_button_two=&#8221;preset1&#8243; box_shadow_vertical_button_two=&#8221;10px&#8221; box_shadow_blur_button_two=&#8221;30px&#8221; box_shadow_color_button_two=&#8221;rgba(60,190,190,0.24)&#8221; button_one_letter_spacing_hover=&#8221;1px&#8221; button_two_letter_spacing_hover=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;1px&#8221; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;1px&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<p style=\"text-align: left;\"><span>* iZilo Financial Coaching is not an investment, financial, broker or tax advisor, and no information or advice provided by iZilo Financial Coaching will constitute investment, financial or tax advice. While I provide significant assistance in helping you manage your finances, information is provided to you solely as a learning experience and for informational purposes. You agree to consult with competent and independent professional financial and tax advisors before making any investment decisions or deciding on significant changes to your financial strategy. You are solely and exclusively responsible for all financial decisions made by you.<\/span><\/p>\n<p>[\/et_pb_fullwidth_header][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>iZilo Financial Coaching! We all want to achieve our financial goals but sometimes we don\u2019t know how to reach them. Are you tired of living paycheck to paycheck failing to make ends meet? Is credit card, student loan, auto loans or other personal debt strangling you each month? Do you wonder if you&#8217;re on the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":""},"_links":{"self":[{"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/pages\/57"}],"collection":[{"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/comments?post=57"}],"version-history":[{"count":71,"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/pages\/57\/revisions"}],"predecessor-version":[{"id":843,"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/pages\/57\/revisions\/843"}],"wp:attachment":[{"href":"https:\/\/izilo.com\/index.php\/wp-json\/wp\/v2\/media?parent=57"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}